On day one I will start making changes to lower rates:

• Build the most efficient and cutting edge P&C Actuarial Division in the country.

• All personal insurance rates will be reviewed and analyzed.

• Work with companies to eliminate fraud.

The Consumer Protection division will be unleashed. No longer will consumer complaints be an afterthought. I will enable staff to aggressively go after bad actors.

I will recruit new companies that want to be in Oklahoma.

I will improve health insurance pricing through fraud enforcement, federal partnerships and grants.

I will beef up fraud investigations so that insurance companies who play by the rules have a fair playing field.

Create an in-house catastrophe modeling department to allow the OID to be proactive handling storm claims. This data will be available to all insurance companies in the state, resulting in lower costs and lower rates.

I will work with legislators to fix the insurance issues that plague Oklahoma consumers.

My legislative priorities are simple:

• expand HB3781 to a true File and Use system with a 60 day filing period

• require all parties to participate in Mediation if requested - this will dramatically reduce lawsuits and cost

• a reinsurance plan/windstorm pool to stabilize storm risk

• tighten the rules surrounding expenses that can be used in rating - Oklahomans should not have to pay higher rates to allow companies to name professional sports stadiums in other states or own a company jet

• improve reporting and enforcement of uninsured motorists laws

• strengthen distracted and impaired driving laws

• fix medical billing transparency

• make third party lawsuit financing illegal

• require out of state roofing companies to be bonded, insured and licensed - it is time to stop bad out of state actors taking advantage of Oklahomans and their insurance companies

I will be available to the policyholders of Oklahoma. I want to hear from you. This job is simple … the Insurance Commissioner is an Advocate for the four million people who live in Oklahoma. I have your back.

You will have Affordable rates, Acceptable and Fair Claims, and we will work to ensure that insurance is Available to buy when you need it in your life.